Most wealthy people didn’t get that way by accident. They watch their money like a hawk. You’d be surprised at the lengths even the wealthiest people go to to save a buck — they almost never pay full price.

Good news: The rest of us don’t have to, either. A free tool called Rakuten.ca works with just about every online store you shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back at stores like Walmart, Old Navy, Adidas, Best Buy and more.

It takes less than a minute to open a Rakuten account and start shopping like you normally would. You just need an email address. 

They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing. Plus, when you sign up now,

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